[Igofastr]

Well, those of us who exercise financial restraint are clearly in the minority in this country. No doubt, we'll be funding the bailout caused by those who don't.

That said, we will also be funding the retirement and healthcare of many of those same people (expect mean-testing for both social security and Medicare/Medicaid in the future).

In my opinion, there are only two cases where debt is reasonable...education and mortgage for a residence. Otherwise, if you can't afford to pay cash, you can't afford it.