[cobra de capell]

VRM - Yes, Cobra is expensive when one needs to pay 100% of the premium when they are jobless, but people need to be responsible by saving for a rainy day, as does government. Those that are not responsible have a tuff road ahead. Why should 'we' (the government) have to step in when someone cannot pay the Cobra premiums?

One way to reduce this problem would be to have a catastrophic policy when one becomes jobless with the premium significantly less. There are tweaks that can readily be made within the current system. There simply aren’t sufficient funds to take care of all the circumstances that people get themselves into during their lifetime.

If we go down the Obama road we will all be responsible for every citizen from birth the death – we don’t want to go there.