Insurance suggestions
 

I have my other hobby cars (66 427 Corvette and 67 Ply GTX) insured with American Collectors Insurance for the rather paltry annual rate of about $360. My ERA is now painted and within 8 or 9 months of being driveable (maybe) and I thought I was overdue to at least get some comprehensive coverage on all the parts and stuff sitting in my garage. I called ACI up and asked them about adding the ERA to my policy and I about gagged when the lady said OK - $734/annual for $50k coverage.

After recovering a moment I asked why would this replica be so high when I insure a nice 66 Corvette with them for a little higher value, for 1/3 of that amount. She said because it's a replica parts are rarer and hard to find!!!!! Than an original Corvette?? Uh-huh. Biting my tongue I said thank you, I think I will check around.

So - any good suggestions? I like ACI and I think they are really reasonable on my other cars but I think $734 is a little ridiculous. My daily drivers have been with GEICO for over 40 years and no one has even been able to approach their rates for me - but they just don't do classic cars justice. I may try Grundy. Any others?

Thanks - I know there have been a lot of insurance threads over the years but I though some of you might like to hear her explanation for the high quote.

Call Classic Auto Ins. They are a sponsor of this site. Look at the left side of this page....

I'll give them a try.

thanks

Try Midwest Classic Insurance -
10/6/11 I spoke to Robin he quoted me $346.00/yr $35K, 250 deduct, does include towing also.

Yes Classic was the best i found think his name is Robin

I tried their on-line quote and it was very reasonable for all 3 of my hobby vehicles - about 1/3 of what American Collectors Insurance wanted for just the ERA Cobra alone.

I sent off for a complete quote and will see how it goes. Are their coverages written for Agreed Value?

Thanks

Dan

Google... Midwest classic insurance.....they insure tons of cobras....my 427 is insured for 65,000 with full coverage for 225.00 a year.....ask for norma or robbin they are car people and understand classic cars and especially cobras.....number toll free 1 888 271 4000......jim

yes they are agreed value underwritten by Infinity insurance

FYI - So far it appears Robbin at Midwest Classic Insuance is definately leading the pack and I'm planning to switch over to them.

I would definitely give Hagarty a shout, a lot of savings, great reputation, the more cars, the more savings. I have converted about 5 or 6 people over, all comment on the great service and savings.

I am aslo with ACI i have six cars with them but i will be changing over to Midwest Classic in June when my policy comes up for renewal , reason the response i got from from a couple questions on the uses of my cars ,