Car appraisal for insurance

[Tim Brewer]

When you say "your" insurance company, do you mean the same company that insures your daily drivers? After they quote you, (if they even will), it should be dirt cheap. If not, it's usually better to get your car insured through a speciality insurance company.

[jimw427]

Yes, its the same one I use for my daily drivers, and yes it is pretty reasonable, but to increase the insured value to anything above $25,000 they are asking for an appraisal. My problem is living in a one horse town there are none to be found so I am looking for other options and suggestions, of which i got a few here. So hopefully I can sell them on going with a valued type price as opposed to an appraisal.


Jim

[undy]

Originally Posted by jimw427

Yes, its the same one I use for my daily drivers, and yes it is pretty reasonable, but to increase the insured value to anything above $25,000 they are asking for an appraisal. My problem is living in a one horse town there are none to be found so I am looking for other options and suggestions, of which i got a few here. So hopefully I can sell them on going with a valued type price as opposed to an appraisal.


Jim

If I were in your shoes I'd go through the "appraiser" section of the local yellow pages to find someone that'll help you out, you doing their leg-work for them. If they are a licensed appraiser your insurance company should accept their appraisal. I'd check first with the insurance company though.

first off ... Build yourself a list (hard copy pictures and web site links) of "like" Cobras targeting the $$ you want the appraisal to come in at on Epay, here and on other web sites frequented by "for sale" Cobras. Tell the appraiser what your perceived value is and provide him/her with all your back-up information to substantiate your estimate.

If you offer the appraiser a fair price, make it easy and provide back-up documentation to substantiate their appraisal they might just give you and your insurance company what's wanted.

Dave