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NJ Cobra Insurance - Which Company?
I currently insure my Cobra garaged in southern NJ with GEICO along with my other three vehicles. They are charging me $379 for 6 months for liability only. This seems like a lot. What companies are you using and how much are they charging. Looking for ideas about changing insurors.
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Call Robbin at Midwest. He's your guy:
Robbin R. Terry, CIC Midwest Classic Insurance POB 229, 110 South Fifth Street Auburn, Illinois 62615 www.midwestclassicins.com 1-888-271-4000 1-217-438-3347 (fax) |
State Farm and it's not even close; their rates depend on how miles you drive but they treat it like a regular car without any restrictions.
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Condon & Skelly
121 E. Kings Hwy Maple Shade, NJ 856 234-3434 $70,000 agreed value for $421/ year |
BTW, my State Farm agent is Joe Nachbaur in Jersey City 201.222.8866; nice guy; very helpful, signed me up over the phone; he called me from his home at 8:30 pm to get it done when I needed it.
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$50,000 agreed value for $307 semi annually with I think 6k miles, no restrictions, i.e. can drive it to the supermarket and park it in their parking lot, etc.
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Damn! I'm paying nearly $900 with American Collectors and I have a mileage restriction!
I did raise a lot of the liability and PIP limits to their max though...I should have shopped it this year when the renewal arrived...oh well...next year. |
Look in your back yard. American Collecters located in Cherry Hills NJ.
$330.00 per year agreed policy on $65K cobra http://www.americancollectors.com/ Mark |
Another for Robbin at Midwest.
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My quote with American collectors was $900 for the year, that is why I went with Condon & Skelly. Shop around, quotes are free.
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Quote:
Might be worth calling American Collector. |
Just called American Collector- over $850 for same coverage I have now with Condon & Skelly
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I have American Collector, and it is in the 900 range if I remember correctly, with mileage restrictions. Definitely not cheap. Looks like I will be shopping it around come renewal time also.
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Thanks for all the input. I contacted Condon & Skelly for a quote. I cut them a check for $258 for 3000 mile limit, $40,000 declared value. I'm going to call them on Monday and raise the value to $50,000. Inasmuch as my Cobra is registered in NJ as a historic vehicle with a 3000 mile yearly limit already it doesn't bother me about the insurance limit. I don't drive it near 3000 miles a year. Come to think about it, I have had my car on the road for 8 years now and no one from DMV has ever checked the odometer reading. Heck, the car has never seen an inspection station.
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Just checked with Condon & Skelly for same agreed value and coverage as I have with American Collectors, but with unlimited mileage = $404/year, which is $540 less than I am paying now.
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