Lumley Insurance not doing Cobras

[Wazza]

Lumleys put the Cobras in the 1965 category....(they know that they're replicas,but have made it clear that they are happy to give them the same benefits as the older cars)
come to think of it,maybe that's what NRMA does as well ?!
Although ,Salvage rights are my main concern...its something that should be considered...it would make a huge difference if I was to have a major accident.
My policy clearly states that I have the salvage rights....I.e. I get the wreck back in case of a write off.
My worry now is that we are going to bite the hand that feeds us by talking about our individual policies on the forum...maybe we should be talking to our brokers and spelling out what cover is important to each of us,and then letting them arrange a policy.
These Insurance companies seem to be able to "fit" policies to suit the customer...
Don't want to lose whatever benefits I/we already have in place,by openly talking about the policies on the forum.
If you are sure you're happy...and have asked all these important questions, and have it in writing ( I have)..then by all means use whatever company you want.

My worry was that people just sign up thinking they know what they're covered for,but not having some of the important benefits in place.
Cheers,
Warren

[boxhead]

This is correct, everyone should be talking to there broker and nutting out what you want.
Example is that Shannons did indeed drop the salvage rights about 3-4 years ago from memory. (this was mentioned in CC and is what bought it to my attention)
I contacted my broker and he at the time pleaded ignorance in not knowing that policy change, but he did some checking and found it had been.
He then wrote up a new contract for me to include salvage rights on my Cobra and any of my vehicles eligible for club registration (ie over 25 years old).
So best thing is to talk with your broker.

Originally Posted by Wazza

Lumleys put the Cobras in the 1965 category....(they know that they're replicas,but have made it clear that they are happy to give them the same benefits as the older cars)
come to think of it,maybe that's what NRMA does as well ?!
Although ,Salvage rights are my main concern...its something that should be considered...it would make a huge difference if I was to have a major accident.
My policy clearly states that I have the salvage rights....I.e. I get the wreck back in case of a write off.
My worry now is that we are going to bite the hand that feeds us by talking about our individual policies on the forum...maybe we should be talking to our brokers and spelling out what cover is important to each of us,and then letting them arrange a policy.
These Insurance companies seem to be able to "fit" policies to suit the customer...
Don't want to lose whatever benefits I/we already have in place,by openly talking about the policies on the forum.
If you are sure you're happy...and have asked all these important questions, and have it in writing ( I have)..then by all means use whatever company you want.

My worry was that people just sign up thinking they know what they're covered for,but not having some of the important benefits in place.
Cheers,
Warren