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VRM - Yes, Cobra is expensive when one needs to pay 100% of the premium when they are jobless, but people need to be responsible by saving for a rainy day, as does government. Those that are not responsible have a tuff road ahead. Why should 'we' (the government) have to step in when someone cannot pay the Cobra premiums?
One way to reduce this problem would be to have a catastrophic policy when one becomes jobless with the premium significantly less. There are tweaks that can readily be made within the current system. There simply aren’t sufficient funds to take care of all the circumstances that people get themselves into during their lifetime. If we go down the Obama road we will all be responsible for every citizen from birth the death – we don’t want to go there. |
Steve...ahem...old English and still asseptable.
I like a little "zing" in my words. Oh...bite me. :p |
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They've been talking about tort reform for years, long before the current crisis. For some reason it keeps getting swept under the table...
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Of course they won't listen; neither party will ever get rid of their cash cows until we force them to. The DNC got to say all kinds of things about how badly the GOP messed things up, and it got them elected. The GOP will get to say all kinds of things about how badly the DNC messed up at the next election, and maybe it will get them elected. But neither party will ever fix the problem. I would imagine that most folks on this forum make over $100K annually, or did before they retired. Only 5% of the people in this country make that sort of money. About half of this country lives paycheck to paycheck. I would imagine saving for anything (including retirement) is difficult when most of your income goes to living expenses. |
Ok, style points for a good recovery, and a bonus for historical knowledge... :p:LOL:
Hehehe...and a copy of Crusoe on my bookshelf behind me. |
CdC, no one is forced to take Cobra. In fact now that we have creditable coverage laws a person could decline Cobra and take out a high deductible catastrophic plan for less than $150 per month. The problem today is that everyone thinks they must have 1st dollar coverage. Without deductibles and copays no one would think twice about going in for every little sniffle and ache. People fail to remember that insurance companies, unlike the Treasury, can't just print money if the premiums they charge do not cover the cost of the services. Remember there are a group of people out there who's yearly health costs run into the hundreds of thousands of dollars. That must be distributed out amongst all the people in the form of premiums to cover it. There are also people who use less than the average. Thankfully they far outweigh the high service users. I hear the liberals constantly blaming insurance companies but have not heard one of them quote numbers as to "obscene" returns on their business. They in fact make less of a return than what most businesses do.
VRM, excuse me but bull****. Yes I made over a $100,000 a year. But my Dad loaded 150 lb flour sacks in boxcars for General Mills and my Mom made Folgers coffee cans for the American Can company. We drove an old car and had a 850 sq ft house for the 5 of us. I got my winter coats from Goodwill. That was so my folks could save enough money to send all three of us to college. We all got our bachelors degrees and on our own got our MBA's. That's because our parents taught us right. No one helped them except us kids later on when we graduated and each of us made more than the two of them together. I live in a home that I paid off in 10 years. I could have afforded a larger one but I wanted to put money away for hard times and for retirement. I'm just about there to where I don't have much to worry about any more. I don't mind helping someone who truly needs help because they physically cannot help themselves. But when they've spurned opportunities and have taken the wrong paths in life well then............they can go screw themselves. And I don't want bleeding hearts taking what I've worked for and giving it to someone else. They can give their own money away. Oh, and I forgot to mention. Wasn't Jerry Springer the "DEMOCRATIC" mayor of Cincinnati?? :p |
Foxing the Debate
Some on this site, to include moderators are Foxing the debate, shutting out any and all who disagree with their ideology, rather than research the facts, they choose to push the scare tactics set forth by conservative operatives and lobbyist to shout down any debate, without an intelligent argument, they choose to spew out lies, and when challenged on there lies, they use dirty tactics to shut down any dissenter's or those that disagree with their corporative ideology, get booted off the site for reasons such as this. vBulletin Message You have been banned for the following reason: Grammar Date the ban will be lifted: 08-14-2009, 12:00 PM If this offence is written in the forum rules I have not seen it, and if it is, it's used only to help those that wish to stifle the debate, because they have no argument, and they are coward! This practice should be offensive to all on this site, if you are going to have a lounge to allow people to discuss issues, political or not, they should NEVER be treated in this manner! It only proves the fact that you have no argument, so to win the day you resort to this kind of tactic. I admit English and or spelling was never one of my best subjects, for the most part I am self educated, I was one, that today would have been labeled ADHD, when I was growing up it was just hyperactive! I had a lot to overcome in life because of it, and for the most part, I have done well. I am an avid reader, I am never afraid to research any subject, in life I was lucky to have an ability to fix or build most anything, and it was that natural skill that got me by, I joined the Navy at 17, My IQ test allowed me to advance to E4 right out of boot camp and I was sent to an A school in Memphis to become an ADJ or jet mechanic, and I have been fortunate to work almost my entire currier for the Department of Defense. If this offense is a forum rule I will respect it and try to not offend anyone with my (BAD GRAMMER) if it is not, stop using cowardly tactics to shut up those that disagree with your narrow and bigoted view of the world. Bill |
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Anyone else want some?
http://www.familyrecroom.com/images/popcorn.JPG |
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What CRISIS? crisis Noun pl -ses 1. a crucial stage or turning point in the course of anything( See Obama's career):D:CRY: 2. a time of extreme trouble or danger Crisis is a liberal FEAR word that has no place in the current situation. Health care COSTS needs some adjustments. American health care TREATMENT is the best in the world. All statements to the contrary are LIES! And even if they were true, American health care TREATMENT is still fine. Insurance Companies are obummers new villain of the moment. Insurance company premiums AND profits are and have been controlled by Government regulation for years. If NO bill is passed this year or next or the next, our health care system will carry on still needing some adjustments. But it still will NOT be in CRISIS. It is a MEDIUM HIGH priority problem to be fixed as FUNDS are available. Bill and Hillary said CRISIS 16 years ago. Nothing got fixed and we still have the finest care available and still no crisis. The difference is they did not bet their careers on health care. The health care machine needs plugs and the timing set. It does not need to go to the crusher like a clunker in favor of a new model, YET TO BE, designed by a committee that knows NOTHING about designing an efficient machine. |
I admit English and or spelling was never one of my best subjects, for the most part I am self educated, I was one, that today would have been labeled ADHD
You've been labeled with a lot more then ADHD here. Man, are you the perfect Obama voter or what? Frankly, you need to listen up - when we say don't vote for Obama - you need to follow along or you will end up on ObamaCare. Are you sure that you don't work for ACORN? |
The bottomline....
In the 48 hours of June 15-16, President Obama lost the health-care debate. First, a letter from the Congressional Budget Office to Sen. Edward Kennedy reported that his health committee’s reform bill would add $1 trillion in debt over the next decade. Then the CBO reported that the other Senate bill, being written by the Finance Committee, would add $1.6 trillion. The central contradiction of Obamacare was fatally exposed: From his first address to Congress, Obama insisted on the dire need for restructuring the health-care system because out-of-control costs were bankrupting the Treasury and wrecking the U.S. economy — yet the Democrats’ plans would make the problem worse. |
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They need to try again......
Open wide everyone......incoming.... |
Were currently in the deepest recession since the great depression. Peoples 401K plan's have been hit hard or wiped out. Wall Street dam near went under, as with many other major institutions. Banks have been taken over, GM went bankrupt. Unemployment is through the roof.
Uh, HELLO, the economy is in a state of crisis right now, of global proportions (proportations maybe?)! Those who fail to acknowledge that need to get their head out of their azz and come up for air! Anything and everything that can be done should be done to address it. Health reform is only one aspect of a greater plan to recovery. I see the monkey with the brief case, CDC, but I was expecting an elephant. :) |
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SpaceBill
Trust me, if I wanted to shut you up due to your political asspirations, you would've been gone in the night long ago. The language thing is annoying as hell, and I'm sorry...but anyone who spends as much time as you on a computer with all of the wonderful tools for correcting errors at one's fingertips, has no excuses. They aren't just spelling errors...you're using the wrong damn words! Giving us the sob story of your life is just so much liberal-style blather and is a wasted effort. The suspension for a day was meant, in part, in jest, but also as a subtle reminder that you tend to annoy the hell out of folks with your inability to write a paragraph or two without violating basic rules of English, all while you tell folks how damn stupid or brainwashed they are for believing what they do. That ain't gonna cut it here...for anyone of any political persuasion, and there are a few conservative folks here who could confirm that. Now...you don't like it? Let me know and I'll end your misery immediately. It's like that. :) |
...and for all you poor white folks out there that can't stand the black man in the Whitehouse, a women as secretary of state and god forbid a Hispanic on the supreme court.
And now you're accusing folks of being racists and biased simply because they disagree with you? That's why so many threads you are involved in become problematic...you initiate justifiably angered responses. One more remark, and it won't just be a day off. You sought attention...you've got it. |
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