[Excaliber]

Good discussion on this. In the case Anthony cites whether or not his parents would be forced into bankruptcy seems rather beside the point. The legal obligation would have fallen on the 24 year old male, not his parents. They could have chosen bankruptcy to provide care for a loved one if they wanted to. HE could potentially be forced into bankruptcy, assuming he had any assets to begin with.

I think the new age limit is 23 now, by the way, if your dependant is attending school full time he/she can be covered under your family policy?

Bernie, I will gladly pay "a little more" on my personal policy to cover folks such as your daughter.