[Joe Wicked]

Steve,
I sure feel like not filing, but as you said, I don't think that is a good idea. I need to make a lot of changes and I wish like hell I had made changes during open enrollment at work. If I let it ride like I did last year I may end up needing a loan to pay next years taxes.

I forgot to mention above that I did not get a pay raise in 2009, and although my wife did, she worked a lot less overtime and for the year we made $700 LESS than we did in 2008 so it is not the result of being bumped up a tax bracket.