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Old 04-30-2010, 08:13 AM
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dcdoug dcdoug is offline
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Join Date: Apr 2009
Location: Bethesda, MD
Cobra Make, Engine: CSX 6022, navy blue, period correct 427 SO
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Default CSX owners: Is your insurance policy "stock" or "modified"? Huge price difference...

I thought I would re-post this from an insurance thread:

"This is worth sharing - I have a CSX and am insured with Hagerty. I also live in DC, which not everyone writes policies for. So I just gave Robbin a call at Midwest for a comparison. While he told me they can't write policies for DC, we had a nice chat and he told me to ask if Hagerty had classified my car as "stock" or "modified". Robbin told me they now classify CSX cars as "stock" and it's quite a bit less expensive.

I called Hagerty and they had classified it as "modified" when I bought the policy a year ago, but have since changed the underwriting for the CSX cars and have re-classed them as "stock". Savings? A bit over 50%!

Thank you Robbin!!!!"

Not sure about other manufacturers, but I'd ask.
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