[DAVID GAGNARD]

A couple of years ago, someone had a ATM card issued in my wife's name on her checking account. They ran up around $775.00 in bills in Iowa, we're in Louisiana, never been to or near Iowa......

Fought with the bank for weeks and did some snooping myself, bank would not admit it to me, but some employees did....It was an inside job and the bank didn't want the bad publicity.....Someone in the bookkeeping department was selling checking account numbers for a hundred bucks a pop, buyer would then get an ATM card on that account and use it,mostly on weekends..........

Took many calls and letters and about 3 months to get the money back and the funny thing is my wife never has had an ATM card!!!!!!!!!!!!!!!!!!!!!

the bank finally caught the employee, but everything was kept super quite, John Q. Public never heard anything about this.....it is a national bank, BTW.........

On the flip side, whenever my VISA card is used for a purchase of more than 500 bucks, they call me immediately to verify or for any purchases out of state!!!!!!!!!!!!!

David