I can recomend a forester as we have a 05xt now with 175K on it. We have had it since new and apart from normal services nothing has gone wrong. We have used it for towing heaps (boats, jetskis, cars etc) Towing capacity it (for memory) 720 kg un-braked and about 1500kg braked.
Insurance is not bad at all (not like a wrx or my old STi), actually about the same as a honda accord....
Have a look in this forum and the forsale section..... there may be something suitable in there.
http://ozfoz.com/forum/viewforum.php...&sd=d&start=25
Cheers.