[wanab5150]

Pumpkin....I am very skeptical of insurance company's especially when they are super cheap. I called Condon & Skelly and tried to nail down who the adjusters are when there's an accident since the company is in New Jersey.

I was getting the run around when I asked spacifically what city the adjusters are based out of and got no answer other than they have them all over the US.

What this probably means is that they use a 3rd party adjuster that they hire out to (I can only guess).

As an example, I was hit by a taxi in Las Vegas a year ago in the parking lot of Bally's. He basically opened his door into the side of my car as I was rolling through and it jamed into the side of my Tahoe. When I submitted the report to the Taxi Company, they said they turned it over to a 3rd party adjuster and it was determined it was my fault according to the 3rd party adjuster, and the original Taxi Company would not even talk to me.

I did not want to use my car insurance as rates usually go up so the Taxi's adjuster tried to stick it to me. I finally turned it over to my insurance Company and within 6 months they paid and I got my deductable back.

The moral.......3rd party adjusters can do what ever they want and it takes the responsibility off the original insurance company...AND IT'S LEGAL!

Not that they're not legit....Not that they're not a great company....they just gave me the run around. It could be my sparkling personality!