[jhv48]

All insurance companies raise and lower their prices on a regular basis, depending on their claims history and whether or not they want to grow their business. I'm of the mind that I don't want to place my financial future in the hands of the cheapest insurer. They're cheap for a reason, and you will find out why at the worst possible moment. I don't go to the cheapest lawyer, and I don't search out the cheapest surgeon either. The best doesn't come cheap. And, if I should need an insurer in my corner, I want it to be the best. Not the cheapest.

One thing you can do is sit down with your agent and do a face to face meeting to review all your policies to make sure your coverages are up to date and that you aren't missing out on one of their numerous discounts.

If, after you meet with your agent, you still aren't satisfied, then start shopping for another company.