Apples to oranges once again.
Engines are designed to be operated within a certain temperature range. If you fail to meet that requirement, condensation will occur and will not be boiled off. Duh! That's why manufacturers recommend more frequent
oil changes for low mileage vehicles.
But, i am talking about normally operated vehicles. Ones that reach normal operating temps. If you notice brown muck in the
oil of one of these vehicles, then you probably have a serious water leak.