Quote:
Originally Posted by joyridin'
So what happens when somebody takes out a Cobra? How does the insurance company go about fixing it assuming it has maybe 5k miles and the car is 10 years old? Will they shuck out $10k (or more) for a new all aluminum engine if the block is ruined?
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It would be returned to the same condition it was in prior to the accident. Aluminum Roush engine destroyed, aluminum Roush engine replaced. Like for like. If the body is damaged beyond repair, then a new body will be installed. If a used, original body is available, and I seriously doubt that they exist, it would be prepped, painted and installed.
Just because your car is in an accident doesn't mean you are going to end up with a totally brand new car. You will end up with a car that is just as good as the one you had or possibly better. That's their obligation to you.