Quote:
Originally Posted by jhv48
Being in the insurance business, this "gotta have new parts" issue always hits a nerve.
If you own a 10 year old used car and need a body part replaced due to an accident, insurers are obligated to restore your car to the condition it was in prior to the accident. Replacing your used, 10 year old, body part with a brand new part is not "like for like". It is actually returning your car to a better condition than it was before the accident. No insurer has that obligation. If they can find a "used" body part from another car and then install it and paint it to your satisfaction, who cares? The repairs are guaranteed for the life of the car so if there is ever a problem in the future, it will be remedied at no expense to you.
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I believe OEM-used will probably not be an issue in this case. The question I would have would be if the good-used (NOT repaired-used) is not available, would the replacement be re-popped foreign junk or NOS/OEM new.
The argument hit home if it was your '65 K code.
The bottom line would be to ask these questions before you sign on to a policy.
.....ah nevermind.
