Quote:
Originally Posted by jhv48
Being in the insurance business, this "gotta have new parts" issue always hits a nerve.
If you own a 10 year old used car and need a body part replaced due to an accident, insurers are obligated to restore your car to the condition it was in prior to the accident. Replacing your used, 10 year old, body part with a brand new part is not "like for like". It is actually returning your car to a better condition than it was before the accident. No insurer has that obligation. If they can find a "used" body part from another car and then install it and paint it to your satisfaction, who cares? The repairs are guaranteed for the life of the car so if there is ever a problem in the future, it will be remedied at no expense to you.
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Also being Licensed in the State of Texas in the Insurance Business:
EXACTLY!
When you buy your auto policy most insurance companies will allow to you opt for NEW PARTS in the case of an accident if the car is two years old or newer.
YES!
All companies are different in thier policies and procedures.
YES!
It cost more.
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Ferrari Killer
Steve
Must Sell Right Now
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