I've had a couple of different policies on my Cobra; none have had an exclusion based on non-DOT parts. But, one of them had a "youthful operator" exclusion for operators under 25 years of age. All had permitted user coverage. Sooooo, if I lent my Cobra to a blind man, who subsequently wrecked my car, I would have been covered, unless the man was under 25, then I wouldn't. That's the insurance biz for you....
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Originally Posted by Mark IV
Do you think the insurance company not to mention the other parties attorneys are not going to look at every little detail, like say the "not for highway use" molded in the sidewall?
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The other parties' attorneys will be on your side. They
want you to be covered by insurance. Actually you're more likely to get screwed by your insurance carrier over little claims, as opposed to the big ones. If you think it through, you'll figure out why.
