Quote:
Originally Posted by DAVID GAGNARD
Yes it can,no argument there,but,again,can anyone site a case were the insurer used this argument to not pay on a claim?????
David
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Yes!
Details: Sometime ago dad had a 1970s Chrysler Valiant, driving one day in light rain dad ran up the back of a Toyota, after slipping on the tram (light-rail) tracks.
The damage done was light a tail light cluster and rear bumper for the Toyota and a spit polish for the bumper on the Valiant.
This incident happend in the 90s, car was about 20-25 years old at the time. Dad was comprehensively insured. He was left holding the bill, just under $1000 as the insurance company refused to pay the claim. Reason quoted: the nuts on the wheels weren't original oem. We argued the point to deaf ears. It was easier and less hassle to just pay ourselves.
I've no confidence that the insurance company would have paid had the damage been more substantial, despite the full comprehensive policy.
All I can say is lucky for me I haven't yet had to call upon my auto insurance policy, I dread the day. I've probably jinxed my shelf now for saying that. Doh!