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I'm not an insurance expert, but even for insuring "normal" cars, insurance companies ask if the vehicle is driven to work. Obviously, this is a major risk category for them. There are folks on this forum that work in the insurance industry that can provide a much better answer, but my point is that it is a typical breakdown.
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"Anyone who drives faster than you is a maniac and anyone who drives slower than you is an idiot" - George Carlin
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