[Moto One]

Sorry, things happen, if the insurance co cashed the check you should be covered.
It's also good that this was a wet winter here on the west coast, and that the fire didn't spread. Now about fire extinguisher's; Dry chem., Halon will extinguish the flames, but not reduce the heat, or block O2 so there is always a chance of re-ignition. (knowledge from a past life as a firefighter). We carry a 2 gal garden sprayer container of water as backup (cheep insurance), also good for other on road needs.

Mark