[40k Later]

Andrew
I'm certain your "agreed" value is much higher that what Chubb and I agreed to, so perhaps that is why your premium is so much higher. Also to replace a Superformance if totaled would of course be much higher than a kit car. Chubb limited me to $49K. Any higher I would have needed to hire an appraiser. I would think the B&B of Indianamoon would qualify as a kit car which is why I gave my Chubb recommendation.