[Unique427]

If tires were a contributing factor and found not to be DOT compliant by a
insurance claim investigator, the door is open for the underwriter to walk.

If you own (6) cars and it's only vehicle damage, you have not submitted
any claims in lets say, the past 5 years, underwriter may payout
and recoup on the back end with increased premium rates to keep the
money train rolling.

If there's bodily harm or death involved, expect to by on your own.

If tires were not a contributing factor, like a guy blew through a red light
and T-boned your car, probably will get paid.