Quote:
Originally Posted by patrickt
But how is driving on non-DOT tires any different than the lazy driver who drives on tires that have the steel belts literally fraying and sticking out of the bald, treadless tires? Would a carrier really say "because your tires were really old and shi**y we are withholding coverage." If I'm insuring myself against my own negligence and stupidity, shouldn't using non-DOT tires be at the top of that covered list?  |
Good point. Claims involving willful negligence are usually paid out.
For the most part, it all comes down to how a specific policy is written.
But insurance companies do weigh the perceived cost/benefit
of your continued business.