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Just remember, if something were ever to happen that involved having to go to court, a quick search of someones web posts on public forums would occur, so be careful about what you say on public forums. It has been said here before that some insurance companies go to this site and look to see what people who they are insuring are admitting to........

In addition, while some insurance companies may decide to pay on a claim for gross negligence on an insured's part, negligence on a driver's part that causes harm to another person is a crime in most states.