[eschaider]

While there are provisions in the code for the issues you have identified, I think a review of how often, if ever, those issues have been adjudicated may likely come back with a zero or essentially zero instance record.

Some of this stuff, not withstanding the fact it is documented in the code, essentially does not / has not happened. It is sort of like the potential to die from a meteor impact that hits you directly. This is a real possibility. It is just not probable. What does a prudent man do? Protect against the improbable or recognize the improbable as improbable and continue on with his life.

In the end, the call is entirely yours and by definition what ever you choose is going to be correct for you.