[twobjshelbys]

I would say that your chances of getting a kit financed are pretty low. The bank will want a marketable title to hold as collateral.

A completed used car could probably be financed. I'm not sure I'd want to see the interest rate.

Can't say about local banks and credit unions but you might check with some of the specialty insurance companies like Grundy to see if they have recommendations. I think barrett jackson also has a link

Now let me be honest with you. I'm 71 now and learned A LOG TIME AGO never to borrow money for toys. It's OK to leverage - ie, borrow at a lower rate rather than liquidating investments that return more than the interest rate, but going flat out into debt for a car that will eventually be driven once a month is a bad financial move.