Not Ranked
In Cranky's case, he is so rich, he has 27 cars that all look the same (bad) and run the same(worse). He just runs it till the tires go away, or the engine breaks, then cans it for another.
There has been an ongoing case in the Northeast involving a car owned by fellow who works in the insurance industry. He raced it seriously for years compeitively, crashing it big time at an open track driving school. His carrier fought it, and even now, 3 (?) years later I don't beleive it's settled. In any case the car is not back to running yet.
I guess this means we all just blow it off, and hope for the best. But crashing/insurance is an extremely remote possibility in you running your car at a drivers school for several reasons. First, if your a beginner, you will be under close observation by the instructor, in a very controlled environment designed to teach you to drive, not to qualify for F1. You have the ability to run at speeds you are comfortable with, with-in your "safety zone". You will be on track with others who are also learning, and will also be on the leading edge of the learning curve. Since everybody out there with you is going in the same direction, and actually concentrating on what their doing, it's a lot safer than a 40mph trip to the store. Nobody fighting with their "ex" on the cell phone, catchin a buzz, looking for that lost cd, dripping coffee in their lap etc.
Where do you want to learn how to drive your car in an emergency situation? In a controlled, safe environment where you can work up to it, or as the a-hole pulls out of the driveway in front of you?
If the track time bug gets to you, and it will, you can then start to look for a safer, more cost effective "race car", like a used Mustang, or a Spec Miata, or any other cheap alternative.
But, GET OUT THERE.
McFEZ
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