Rick,
Why would anyone bring up ANY legality issue with anyone connected to the insurance business? This makes no sense to me. As long as I make decisions that my life literally depends on, who cares what my insurance agent thinks? All I want to know from him is how big does the check need to be. I have been dropped by too many bean-counting illegitimate-children insurance agents to EVER ask if something's wrong with my car! What are you thinking?
On the subect of tires,
In 16 years of driving my Arntz, I've run most 15" tires available. The Hoosier Autocrosser and Road Race tires give great traction. I've driven these on long distance events on every type of road and weather (including rain and snow). I just don't like the way they jerk the steering wheel around. I really liked the Mickey Thompson Competitor tires but they stopped making them. The Toyo Proxie S/Ts are the best cheap tire I can get now. I cannot afford to burn up the Goodyear rain tires at $1,000.00+ as much as I drive.
I might try the Dunlops Qualifiers next time, although the "T" speed rating bothers me. I drive faster than that on the way to work!
Paul