Not Ranked
do they check driving records ? you bet.
at least the better / bigger classic car insurance co's check driving records of you and spouse (and anyone else in the household). depending on the co, they go back 2, 3 or maybe 5 yrs...and no one under 25 yrs old can drive em in most cases.
and , if ya got points most likely ya won't get insurance, at least from the specialty co's ! probably some exceptions depending on what the ticket might have been for...but no exceptions in some cases depending on what the ticket was for too !!
as one classic insurance co owner said : we check the driving history and take only the good ones, even then, 8% of my portfolio is cobra replicas which also account for 40% of my claims. scary , eh ? and that is from a pre qualified 'good driving list' of applicants.
all of a sudden i fell in love with Model A's , Model T's, brass era cars etc as those folks who rarely drive them are the ones that are for the most part without claims which allow you/us/me to be insured...thank everyone of em when ya see em !!! as without em you probably could not get insur or cost would be exorbitant...
bill, be safe out there !
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