Kenny,
Shaps is right It really depends on how your car is titled. I had been using state farm and spending about $800 per year
I just switched to american collectors and spend about the same but now have a stated value policy.
Check out the upstate sight (
www.upstatecobras.com) we have a few guys from long island
also check out snakepit automotive They have a long island club also
Hope that helps
Greg