Not Ranked
remember folks. responsible driving maintains responsible insurance coverage. accidents do happen, but many times they can be minimized or avoided if the head thinks before the right foot reacts. true accidents are unfortunate. stupid accidents get everyone in trouble. not casting stones here, but some good thoughts pro and con have been posted.
unfortunately insurance folks read these forums too...and some probably saw the prior unedited version as well. the ffrog folks were not all very kind either. too many times things get posted like we are talking to our buddys in the driveway forgetting that interlopers have access to the printed word on these sites which many times can bite you/me/us in the end. and, many times the printed word can be misconstrued vs what the audible would have been face to face.
a lesson here : an accident happened. forget the cause. insurance will be tested. we can all learn from that too. no one was injured except the driver and that was minimal it appears, thankfully.
kinda makes ya want to consider AGREED VALUE instead of stated value, as stated value can get penciled by many insurance adjusters where agreed value is what ya get is what ya insured for in a catastrophic loss. a message there too.
good luck with your claim and new car or rebuild. bill
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