[Bill Wells]

a case in point, not wishing to cast stones BUT IF you have AGREED VALUE insurance then there is NO hassle as to what is the value in a catastrophic loss as there can be with 'stated' value or 'actual cash value' insurance. Agreed Value pays out the amount the policy stated was the agreed value, nothing less !

AGREED VALUE is worth the extra bucks so as to not get 'penciled' by some adjuster or cheesy insurance carrier at time of full loss. not all get burned, but if it is just one person and that one person is you, then you will agree with me.

good luck with the claim...maybe you will get lucky as many others have been as well. bill.