[Dan Semko]

Bill,
Tell it it's not true.....you don't really believe, let alone accept that insurance quote do you? I've heard that same logic by our malpractice carrier for 23 years as they pass a new rate increase. You just went through a medical crisis and certainly have some experience with your own private health insurance. Let's review the drill "the doctors fees are above usual and customary fees"....I bet you've waded through that verbal diarrhea and spoken with the weakest link in the claims office masquerading as a claims agent. Ask them to show you the names, the records and guess what, they won't because they can't. If if you think they're not THAT smart, think about the REAL reason behind the latest implementation of HIPAA regulations. Is it really to protect you....if you believe that I have a CSX worth $250k to sell you right now!