[Hal Copple]

i have my car with a company that has insured me for over 35 years. No limits, no restrictions.

But i think you have to talk face to face with your local family agent, someone who has a reason to try to help you. You need someone on the inside fighting for you, not a faceless person on the other end of the phone.

Although, i suspose that even people on the other end of a phone actually do have a face, it's just that you can't see it.

Anyway, you need "a friend in the business" to argue for you.