[klayfish]

Roger,
Yes, it is pretty safe to assume that you will be on your own. The vast majority of policies have exclusions for any type of racing or "speed" event. Read your policy carefully. Some don't have that. Generally, at an open track event, it shouldn't be an issue, but it is something to keep in mind.

Also, don't assume that because you are friends with your agent, that he or she can bail you out. Agents have nothing to do with claims. They do NOT make the decision on whether or not a claim gets paid. They can call the claims handler, but ultimately, they are totally out of the loop. Be careful.

Steve