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Often the person who has stuck you has also stuck many other people as well(it's a lifestyle).When I was in business I belonged to a credit agency who used to collect for me,for a 50% tariff.They used to bundle all the bad accounts and get a judgement,and they did collect!I had accounts that moved clear across the country to try and escape their debts,but sooner or later they would apply for credit and get smacked.It was worth the fee for me just knowing that the agency was out prowling for the bums and would deny them of their passion du jour.You may want to contact an agency,and see what they can do for you.As an alternative,one of my Italian cousins may do you a favor(just kidding of course!).
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