Not Ranked
Guys,
American Hobbyist Insurance limits your miles. You chose the mileage. (I choose 2000 per year, but can change it) They won't allow it as a daily driver, commercial uses, etc., but will allow you to go to club/hobby activities and occasional pleasure drives. That covers store runs and going to your friends house, unless they aren't pleasurable! Ha! Liability max is 100K, 300K. I carry an umbrella policy also, which should help if necessary.
I did not get a quote from AAA directly as they seemed hesistant to offer insurance and were quick to send me to American Hobbyist. AAA even has a brochure (part#74245) that is titled Collector Vehicle Insurance. It directs you to the American Hobbyist phone number.
The coverage looks pretty OK to me. They insist you garage your vehicle, have at least 10 years driving experience, and have at least one "regular" vehicle for every licensed driver in the household. Also offered is Inflation Guard +2% each quarter, spare parts coverage up to $500, and automatic 30 day coverage if you add another car to your collection. Jeez, I sound like a commercial! Oh, I found another #, it is 800-396-3792 for a quote. I hope this helps!?
I also got my "smog test" today. They insisted on calling my 351w a 1969 block even though it is new. OK by me. BAR guys were great. They were very careful with my car, and even wiped off fingerprints. Now one to brake and light inspection. Does anyone know if this is still necessary?
|