You will find that many of the carriers such as State Farm, Allstate, Nationwide etc. vary from state to state. On top of that they will vary from agent to agent price wise. Look for people in your state and talk to their agent. I have yet to speak to an agent for one of these type of companies that would write a policy outside of their state.
Here in Ohio we seem to have it pretty good for the moment. If I told you the details of my policy all of you would turn green
Rick