[StephenC]

Bryan:

I obviously do not know how your Aussie insurance companies work. But, here's what I was told by an American company about limited mileage.

In most cases, limited mileage will not be an issue.....until you file a claim. The larger the claim, the harder the insurance company will look for a way to avoid paying it.

For example:

If you're allowed 3,000 miles per year and have had the car for 5 years, no one will be checking the odometer. If, you are involved in a crash and file a claim, they may very well make your mileage an issue, especially if it's more than 15,000. If the claim involves a total replacement of your car as well as possible legal action due to injuries or death, they will look for every (any) reason not to pay.

I was told it would be cheaper to pay for extra mileage to cover my use than risk the insurance company refusing to pay a claim based on mileage.

Just a thought.

Best wishes,