[SnakeBitt]

USAA is a great company IF you don't have anything on your record. I was insured with them for years and when I called to see what it would cost to insure a replica I was looking at (SPF) they ran my license and found out I got a ticket last Aug and not only told me they couldn't insure the Cobra / SPF, but they raised my premiums (doubled!) on my other vehicles!
If you have USAA, don't get any tickets. They're prices are very competitive when you have a clean record, but they make up for their cheap rates when you get a ticket!