Not Ranked
Within my experience as a police officer in New Jersey I can tell you that I was never asked to write tickets as a revenue generating mechanism for the municipality I worked for. In the case of "No DL/Ins/Reg in possession" that was usually written when you pulled someone over for speeding and didnt want to give them points. (FYI - if in the discretion of the PO, you dont have current insurance (expired ins card, for example) your car may be impounded and the citation requiring a court appearance. title39-6? if I recall, it has points and is much more serious than No Document in possession )
So you may ask why write the ticket? Often, citizens request enforcement (residential speeding, school crossing....). In that case, officers are obligated to issue summones.
Overall, I would suggest that if you're stopped for speeding and the PO offers to issue a No DL in possession, take it and thank the cop.
Cheers,
jong
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