[Toby]

I have no axe to grind, just telling of my experience. Checked with Grundy and told they don't do cobras. Called again and spoke to agent named Chuck, who gave me a quote after I explained age, driving record, so forth. Sent premium as quoted, received check back and note, don't do cobras. Called numerous times to speak to Chuck, would not return my calls. I am not wired to do business that way, so forgot about them.