[cobra de capell]

Most banks will turn you away or, as in your case, offer unsecured rates. The best way to finance is a second against your house with the interest deductible on taxes - that way you can avoid the hassle (even if you can secure a car loan).

Insurance - State Farm will insure Cobra's - AAA will not. My Cobra is insured and registered as a 1965 Ford - a historical vehicle - $260 per year - limited mileage.

The best deal: Pay cash.