[G.R.]

AAA sounds way high to me At $1500 "actual value"(that is arbritrary usually in the insurers favor)mileage not withstanding. I'd insist on a declared/ agreed value or some such as it is defined. you might have a "specialty" car you paid $50K for and AAA , God forbid you had an accident, the company could say was worth only $5K "according to their sources" for actual value. Win-Lose situation--you lost.

I don't like insurance companies and/or their policies. But unfortunately they are a neccesary "evil" we must deal with.

I thought $900 a year on my SPF was outrageous w/ a company I've had "all" my insurance with for 25 + years, personal and business. But I had "replacement value coverage etc." did have a mileage limit of 2500 mi, but no one ever asked to see or inspect my odometer, before , during, or after a years coverage , paid my premium, they were happy. I know I never put near the mileage limit on my SPF, but I don't live where it is normally conducive to driving an open roadster 'cuz generally it rains so much.

I'd definitely checkout other options--unless you absolutely have to drive that new "ride " today, you may find you will get a better policy at a lesser rate if you have some patience and do some research.