[Excaliber]

OK here comes the controversy.

4 point harness is MORE dangerous than a standard lap/shoulder belt combo. There are studies to show this. But if you just stop and think about it it becomes clear.

You cannot cinch up the shoulder straps without inadvertently pulling the lap belt high upon your belly. AWAY from your lower hip area where a standard lap belt stays.

When you move forward in an accident with the four point the lap belt will literally "gut you" as you submarine under it. Safer to wear no belt at all than a 4 point.