[HowardV]

Just wanted to say thanks to everyone for their responses. I will call the companies you have referred above and get quotes. But before I go too far, I want to hammer out my registration issues with the DMV first. I may have to file for a non-operational registration until next year - and that would change my policy.

And one more thing about insurance. I live in W. Los Angeles and we have one of the highest insurance rates in the U.S. I own a 2004 Mitsubishi Lancer (4 cylinder economy car) for my day-to-day tasks. AAA is charging me $1,500/year. My previous insurer, Mercury insurance, was charging me about $1,300/year. I have no accidents or tickets - a perfect record; and I'm 37 years old. And that's with a 50/100K policy, very low coverage.

So that could also be a reason why my Cobra insurance is high. AAA said I'm getting charged the same as if I had a new Mustang GT (funny thing, cause I just sold my convertible GT a few weeks ago!).

Again, thanks for all the advice and references,

Howard