Rich,
I am not an insurance expert, but when I had my cobras insured I talked to the company and the agreed value with my commpny is what they will pay if the car is stolen or totaled, regardless of how old it is. The stated value would depreciate over the years as to what they would pay if something happened to the cars. So I made sure that I had an agreed value of the car on both. However now that things have gotten so much higher, I couldn't replace either of them with what I have for an agreed value. But if I had taken the stated value, I doubt if I couod buy a set of wheels with what they would have deprreciated to by now. Some of the insurance guys here can tell you for sure. Talk to Klayfish for one.
Ron
