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redunique........my grundy rates are about the same. i have 3 toy cars covered by them, agreed value, a no fault insurance state and a clean driving record. the spf alone costs 50% more than my other two toys combined. they get a premium for cobra replicas . there are other less expensive carriers but i know that with grundy when you need coverage from claims there are virtually no questions asked as long as you have not violated their published coverage restrictions . their rates differ in other states, some states don't allow agreed value coverage, and if the car is registered as a 1965 the rates are much less thru grundy- mine is registered as a 1998 mich assembled vehicle so a higher rate. bill
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